By: Marketing

Marketing @ 9:26 am

Save $15 on Each Item Purchased with FTD and Michigan First

Michigan First wants you to save when you spoil a loved one! FTD is offering our members a $15 discount on all floral and gift products.

Choose from gorgeous red roses, Vera Wang exclusive floral designs, spa sets, chocolates, wine baskets and much more. And with FTD’s unique “Good as Gold” 7-Day satisfaction guarantee, your beautiful floral arrangements are guaranteed to last at least 7 days or your money back!

FTD offers same day delivery, satisfaction is guaranteed plus they have 16,000 domestic retail florists and 45,000 international affiliates. Take advantage of this great offer and more at LoveMyCreditUnion.org, the official site of our partner Invest in America.

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By: Marketing

Marketing @ 9:10 am

The tax season has officially started, and this time there is something to look forward to. If you purchased a new home or vehicle in 2009, there are two write-offs with your name on it. In addition, the IRS is debuting cuts for unemployment payments, student loan interest, computer purchases and even a discount on tax payments when using your credit/debit card.  Get the details at Detroit News.

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By: Marketing

Marketing @ 4:37 pm

Many of us want to help the Haitian earthquake victims by donating funds.  We remind you to remain alert and only give to reputable organizations; past tragedies and natural disasters have prompted criminals to solicit contributions that they claim are for a charitable organization or a good cause.

Before making any donation, use these FBI-issued guidelines.  A few reputable relief organizations for the Haitian effort are listed below.

• Do not respond to any unsolicited (spam) incoming e-mails, including clicking links contained within the messages.
• Be skeptical of individuals representing themselves as surviving victims or officials asking for donations via e-mail or social networking sites.
• Verify the legitimacy of nonprofit organizations by using Internet-based resources to assist in confirming the group’s existence and its nonprofit status rather than following a purported link to the site.
• Be cautious of e-mails that claim to show photos of the disaster areas in attached files because these files may contain viruses. Only open attachments from known senders.
• Make contributions directly to known organizations rather than relying on others to make the donation on your behalf to ensure contributions are received and used for intended purposes.
• Do not give personal or financial information to anyone soliciting contributions; providing that information may compromise your identity and make you vulnerable to identity theft.
   
  Government-recognized relief efforts are being made via the American Red Cross, Yele Haiti and UNICEF.

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By: Marketing

Marketing @ 3:27 pm

Congratulations to Ray Ooghe of Warren —he won the grand prize 42-inch LCD TV at our Fraser Meijer branch! Those football playoffs and Christmas Story marathons will look really nice on the big screen.  Also, below is another winner, Christina Milot of Clinton Township, who took home a $150 Meijer gift card. Tammi Edwards from Sterling Heights won a $50 Meijer gift card.  Those last minute holiday gifts—or holiday dinner ingredients—will be a lot easier to shop for now! Congratulations to you both, and enjoy.

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By: Marketing

Marketing @ 1:35 pm

Buying a new home can be an intimidating process–even more so if it’s a foreclosed home. Follow these quick tips to make your purchase a successful one! When buying a foreclosed home, the first two steps should be done simultaneously:  Get pre-approval from a lender (see Michigan First mortgage rates) and find a Realtor that works directly with credit unions and banks.  Many financial institutions work directly with a specific Realtor to market their REO properties.  Working with one could save you thousands! Check out this article for additional details and tips.

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By: Marketing

Marketing @ 3:39 pm

Congratulations to Great Oaks Academy–their amazing come-from-behind performance won a Radio Disney assembly from Michigan First Credit Union!

Great Oaks beat 23 other elementary and middle schools containing in-house Michigan First branches, opening the most student accounts between November 2 and December 12. But things didn’t start out easy. Their student branch, new this year, opened on the final day of the contest! But the Great Oaks staff was determined to make the impossible possible. They promoted the contest weeks before the grand opening, and let the students know everything they needed to open their own bank account on December 12. By day’s end, Great Oaks had opened a whopping 56 accounts, taking over first place and winning the Radio Disney assembly!

Yet even with Great Oaks’ victory, every school was a winner; their students are using our in-school branches to learn good savings habits, how to perform bank transactions, and other tips. So join us in giving a hand to all our participating schools and students for a job well done!

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By: Marketing

Marketing @ 11:40 am

We want to hear from you. And see you! You could be a famous member one of three ways:

• Submit a frugal tip! We’re always eager to provide tips that help you save money. Now share YOUR frugal tips with other members by submitting them to online@MichiganFirst.com, or tweet @MichiganFirstCU. Your tips could be in the next newsletter!

• Show us: where’s the pen been? We’ve spotted our Michigan First pens all over the globe. Show us where YOU take it! Grab a Michigan First pen, cozy up with the camera (the more interesting the locale, the better!), and send your pic to online@MichiganFirst.com noting where you are. Your photo could be in our next newsletter! Bonus: tell us where the pen’s been in this photo; we’ll draw a correct entry to win a Michigan First gift pack!

• Submit family photos! Show us your fun or important family events, along with why you love Michigan First. Send to online@MichiganFirst.com and—you guessed it—you could be in our next newsletter!

Your tips and photos may also show up on our blog (MICommunitySpace.com) or Twitter account (@MichiganFirstCU); check back every week and you could be famous!

*Submitting your photo(s), gives Michigan First and its vendors the permission to use your photos and the people/locations within it for all publicity, marketing and advertising purposes, without liability to Michigan First and its vendors.
**One “Where’s the Pen Been” prize will be awarded per newsletter.

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By: Marketing

Marketing @ 9:37 am

In today’s tough economy it’s important to plan for the unexpected. With Michigan’s volatile employment market, people are finding themselves going from two incomes to one overnight. Planning ahead can help keep you afloat and in most cases, out of trouble. One important step is downsizing your costs. In addition, all of our members can take advantage of FREE budgeting and financial counseling services.

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By: Marketing

Marketing @ 11:24 am

When you purchase a product or service from a U.S. - based company, that money is re-invested in America. From schools to roads the money you spent on that purchase directly impacts the community services we all depend on. When you Invest in America with Michigan First, you win with great products and savings!

Save Up to 15% On Sprint–One More Benefit of Membership!
Via our new Invest in America retail discount program, Sprint Nextel is offering our members discounted rates on their wireless services.

Michigan First members can enjoy:

• 10% off most regularly priced Sprint Nextel service plans
• 15% off most corporate liable wireless plans
• Waived activation fee on all new lines
• Waived upgrade fee
• Nationwide coast-to-coast coverage
• National rates with no roaming and long distance charges
• Savings even for existing Sprint Nextel customers

Sign up for savings now at:
Lovemycreditunion.org
877.SAVE.4.CU (877.728.3428) –tell them you’re a “Michigan First Credit Union Member” and ask to be attached to the NACUC Corporate ID

Any Sprint store
If you’re an existing customer visit sprint-discount.com and enter “Credit Union Member” under “Company/Organization Name”

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By: Marketing

Marketing @ 10:05 am

Managing finances for an entire family and planning for your own retirement can be a daunting thought.  And, according to the National Center for Women and Retirement Research, only 20 percent of baby boomer women will be financially secure in their retirement.  So how can women prepare for all of the financial issues they and their families may face?

Whether it’s learning about opportunities for women in the workplace, how to manage family finances, or strategies for wealth accumulation and investment, the first step to managing your future begins with education.

To help you learn about the necessary steps to obtain financial security, we are hosting a special “Women, Wealth & Power” educational seminar on Thursday, Nov. 12 at 6 p.m. at our Lathrup Village Headquarters.

To register, please call 1-800-664-3828.

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